Definition: American International Group (AIG) Travel Insurance, also known as AIG's American Travel Accident and Health Insurance or An AHIC, is a form of policy designed to provide coverage for your life, property, medical expenses, and other aspects of your travel in the United States. An AHIC policy can be purchased online or through an agent. The policy includes a wide range of coverages such as accident insurance for hotels and flight cancellations, medical expenses for hospital stays, personal injury protection, and other benefits. The policy is also typically issued to individuals who have purchased their travel insurance directly from AIG. AIG's American Travel Accident and Health Insurance (AHIC) policy covers the following aspects of your travel in the United States: - Accidents: You are covered if you suffer an accident while traveling or at a hotel that falls under AIG's coverage. The insurer will pay for medical expenses, including hospital stays, copayments, and prescription drugs. - Medical expenses: The insurance pays for treatment related to any injuries, illnesses, surgeries, and other medical expenses incurred during your trip or in the United States. - Personal injury protection (PIP): PIP covers you if you sustain a personal injury while traveling in the United States, even if you don't have a permanent disability. - Travel accident: The insurance pays for all travel-related accidents to which it is covered, such as falling and sustaining injuries on your own property or at an airport. - Medical evacuation: If you need medical treatment during your trip but are unable to return home due to unforeseen circumstances, the insurer will pay for your stay in a hospital or other facility of your choice. In summary, An AHIC policy is designed to provide comprehensive coverage for your travel insurance needs in the United States. The insurer covers various aspects of your trip such as accidents, medical expenses, personal injury protection, and other benefits.
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